GroupHeadnote and flynoteCases considered: In Re: Avondale Housing Project Limited (S.C.Z. Judgment No.31 of 1982) [1982] ZMSC 21 (14 December 1982);Mohamed v Attorney-General (S.C.Z. Judgment No. 26 of 1982) [1982] ZMSC 17 (22 September 1982);Legislation considered: Banking and Financial Services Act, Cap 387 Download https://old.zambialii.org/zm/judgment/2019//selected-judgement-no3-2019-appeal-no84-2016-industrial-credit-company-ltd-pan-african-building.pdf