GroupHeadnote and flynoteCases considered: Mutantika and Another v Chipungu (Appeal No. 94/2012) [2014] ZMSC 127 (13 March 2014);Katende and Another v NCF Africa Mining Plc (2009/HK/286) [2011] ZMHC 3 (27 January 2011);Access Bank (Zambia) Limited v Group Five/ZCON Business Park Joint Venture (SCZ/8/52/2014) [2016] ZMSC 24 (26 February 2016);Examinations Council of Zambia Pension Trust Scheme Registered Trustees & Another v Tecla Investments Limited (Appeal No. 127/2015) [2018] ZMSC 313 (19 September 2018); Download https://old.zambialii.org/zm/judgment/2018//app-140-2015-barclays-bank-zambia-plc-and-jeremiah-njovu-41-others-21-jun-2018-malila-js.pdf