GroupHeadnote and flynoteCases considered: Malambo v Patco Agro Industries Limited (134/2005) [2007] ZMSC 20 (15 August 2007);Legislation considered: Banking and Financial Services Act, 2017 Download https://old.zambialii.org/zm/judgment/2018//2017-hpc-0353-standard-chartered-bank-plc-v-gift-mulambo-moonga-jan-2018-izmbewe.pdf