GroupHeadnote and flynoteCases considered: Monarch Steel vs Jessons Insurance (Appeal No. 106 2008) [2013] ZMSC 6 (20 June 2013);Legislation considered: Insurance Act, Cap 392 Download https://old.zambialii.org/zm/judgment/2018//bridgehope-investments-limited-vs-phoenix-zambia-assurance-company-2009-limited.pdf