GroupHeadnote and flynoteCases considered: Credit Africa Bank Limited (In Liquidation) v Mudenda (SCZ Judgment No. 10 of 2003) [2003] ZMSC 23 (18 September 2003);Societe Nationale des Chemis de Pur du Congo vs Kakonde (Appeal no. 183 2008) [2013] ZMSC 19 (26 November 2013); Download https://old.zambialii.org/zm/judgment/2018//2011-hpc-0161-finance-bank-v-micheal-kahula-feb-2018-justice-wsmweemba.pdf