GroupHeadnote and flynoteCases considered: Malambo v Patco Agro Industries Limited (134/2005) [2007] ZMSC 20 (15 August 2007);Mwiinga and Another v Zambia National Commercial Bank PLC (Appeal No. 145/2011) [2014] ZMSC 144 (19 November 2014); Download https://old.zambialii.org/zm/judgment/2018//2017-hpc-0412-zambia-national-building-society-v-mary-lesa-zulu-apr-2018-justice-izmbewe.pdf