GroupHeadnote and flynoteCases considered: Nkongolo Farms Ltd v Zambia National Commercial Bank and Others (101/2004) [2007] ZMSC 19 (14 August 2007);Anthony Mbewe & Another v Investrust Bank PLC (Appeal No. 112/2010) [2019] ZMSC 23 (20 March 2019);Thomas Sinkala v Engen Petroleum Zambia Limited (Appeal No. 208/2019) [2020] ZMCA 18 (26 February 2020);Malambo v Patco Agro Industries Limited (134/2005) [2007] ZMSC 20 (15 August 2007); Download https://old.zambialii.org/zm/judgment/2020//2015-hpc-0521-stanbic-zambia-limited-vs-rachael-mudiyo-banda-2-others-sep-2020-justice-mbewe.pdf